Our Team
Check out the team at Blackfish Finance and get in touch with a qualified Mortgage Broker today.
Rated 5 from 293 Reviews
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Rated 5 from 293 Reviews
Director, Blackfish Finance & Blackfish Financial Planning
Leah Busby is the founder and Director of Blackfish Finance and Blackfish Financial Planning, operating from Glenelg in South Australia. With more than two decades of experience across the finance sector, she has established a strong reputation for delivering well-rounded financial services that focus on achieving meaningful outcomes for her clients.
Recognised as one of Adelaide’s leading mortgage brokers, Leah has earned multiple awards that highlight her depth of knowledge, dedication to high-quality service, and commitment to supporting clients through key financial decisions.
Under her guidance, Blackfish Finance has expanded steadily through positive word-of-mouth. The business is widely respected for its client-first approach, long-term relationship building, and support through major life stages—from buying a first home to planning future investments.
Leah is also known for championing diversity and inclusion within the finance community. A former State Councillor for the Mortgage and Finance Association of Australia (MFAA) for five years, she continues to contribute through the MFAA Community Panel, helping shape initiatives that foster broader representation and better industry standards.
Leah and the Blackfish team have received state and national accolades for both industry performance and customer service every year since the business began.
Service Operations Manager & Senior Para-Broker (Credit team)
Shaba holds a dual role at Blackfish, working closely with Leah in both roles. She is Senior Para-broker working in our Credit team doing pre-assessment on our client files, researching lender options for clients; as well as working alongside Leah in an Ops Management role.
With over a decade of experience in mortgage broking, loan structuring, and financial operations, Shaba brings both strategic oversight and hands-on expertise to Blackfish Finance. In her dual role, she ensures the business runs seamlessly while guiding clients through the lending process with clarity and care.
As Service Operations Manager, Shaba leads process improvements and streamlines workflows, ensuring our clients receive a smooth and consistent experience from application to settlement. As a Mortgage Broker, she works closely with clients to understand their goals, structure tailored lending solutions, and deliver outcomes that support their long-term financial success.
Shaba holds a Bachelor’s degree in Business Administration (Finance & Banking) and a Certificate IV in Finance and Mortgage Broking. Known for her reliability and results-driven approach, she has been recognised with industry awards such as the HLE Customer Satisfaction Award. Her strong knowledge of compliance and systems ensures clients enjoy a stress-free finance journey backed by precision and professionalism.
Senior Para Broker (Credit team)
Sija is Senior Para Broker here at Blackfish working closely with Leah in the Credit team doing pre-assessment on our client files, researching lender options and criteria for clients.
With over six years of experience in the mortgage industry, Sija specialises in helping clients navigate complex lending scenarios with confidence and clarity. As a Para Broker at Blackfish Finance, she assesses financial situations, structures tailored solutions, and develops strategic plans that align with each client’s unique goals.
Her expertise covers guarantor loans, bridging finance, and solutions for self-employed clients and SMSF lending, —areas where careful structuring makes all the difference. Known for her precision and client-first approach, Sija works with Leah to ensures every recommendation is backed by thorough analysis and a clear path to the best possible financial outcome.
Sija’s professionalism has been recognised through multiple industry awards, including the Leading the Way Award, the Emerging Leader Award, and the Customer Experience Award. She holds a Master of Professional Accounting, a Bachelor of Business Administration (Finance & Banking), and a Certificate IV in Finance and Mortgage Broking.
Passionate about helping clients achieve lasting financial success, Sija combines technical expertise with genuine care, building long-term relationships founded on trust and results.
Loan Manager & PA to Leah
As Loan Manager at Blackfish Finance, Nickii plays a key role in supporting clients throughout their lending journey—from application through to settlement. With a sharp eye for detail and a strong focus on client care, she ensures each stage of the process runs smoothly, efficiently, and with complete transparency.
Once an application is signed, Nickii becomes the primary point of contact, coordinating between clients and lenders while providing clear, consistent communication. She takes pride in delivering a stress-free experience and loves sharing the moment clients hear their loan has settled and they’re ready to collect the keys to their new home.
Nickii also supports Blackfish’s Director, Leah, by managing her diary and helping maintain strong client connections throughout the entire finance journey.
Para-broker
Angela joined our credit team in 2025. Angela focuses on para broking and has expert experience in loan support from start to finish. She helps with servicing, income assessment, product comparisons, and strategic planning. She also prepares and lodges applications, ensuring each step is completed with care and accuracy.
Angela is known for her reliability, attention to detail, and professional communication. She takes pride in helping clients feel supported and making the lending process as simple as possible.
Customer Service Specialist
Haron is our Customer Service Specialist who works with out clients post-settlement to ensure your new loan is set up and ready to go. He also work with Leah to do our annual loan reviews for clients to ensure they have the latest info on their loan options and interest rates.
Haron joined Blackfish Finance in 2024 after a career in broker customer service. He is dedicated to supporting clients beyond settlement, ensuring their new finance structures are set up smoothly and correctly from day one. Working closely with Leah, our Director, he helps manage ongoing loan reviews to make sure clients’ lending continues to deliver the best possible financial outcomes.
Known for his attention to detail and client-first approach, Haron ensures transitions are seamless and that clients feel supported well after their loan has settled. His role is central to providing the long-term, proactive service that sets Blackfish Finance apart.
Onboarding Specialist
Marve is our client onboarding specialist. She will work alongside you to upload all of the documents and information we need to work with you. She does the initial review and compliance check of your documents, then moves you to our Credit team.
Marve joined Blackfish in October 2023, bringing with her a solid foundation in customer service and a meticulous attention to detail. Originally trained and licensed as a teacher, she pivoted her career path to pursue her passion for client engagement, gaining over three years of experience in customer service before transitioning into the mortgage broking industry.
In her role as Onboarding Specialist, Marve plays a key part in delivering a seamless and welcoming experience for new clients. She is responsible for managing document collection, performing thorough compliance checks, and ensuring an efficient onboarding process from start to finish.
Client Services: Loan reviews
Faith is our Loan Review Specialist, supporting Leah and the team in managing clients’ ongoing loan reviews and ensuring they always have clear, updated insights into their lending options. She plays a key role in helping clients stay informed about their interest rates and long-term financial strategies.
Faith joined Blackfish Finance in 2025, bringing with her a unique blend of client service experience and creative expertise. She holds a Bachelor of Science in Psychology and began her career as a chat support representative for a credit repair company, where she developed communication and problem-solving skills.
Alongside her financial services work, Faith also has a background in graphic design and social media management, giving her an eye for detail and a well-rounded approach to client support.
Known for her adaptability, creativity, and thoughtful service, Faith ensures each client receives attentive and proactive guidance throughout their loan review journey.
Director & Financial Planner
Matthew Illana has over 20 years’ experience in financial services, beginning in business banking before moving into financial planning in 2006. He progressed through client services and para-planning roles before becoming a financial adviser in 2008. After working with both major banks and boutique firms, Matt founded his own brand MJI Wealth in 2017 joined Leah in Blackfish Financial Planning in 2019 as Co-Director and Senior Financial Planner.
Our practice operates within a network of professionals offering integrated services across financial planning, tax, accounting, mortgage broking, and estate planning.
Matt advises clients on all aspects of financial planning, including risk protection, wealth creation, superannuation, SMSFs, retirement planning, Centrelink, estate planning, and cash flow management. He focuses on building long-term relationships and tailoring strategies to each client’s goals.
He holds a Bachelor of Banking and International Finance (Flinders University, 2005), a Postgraduate Diploma of Financial Planning (FINSIA, 2008), and specialist accreditations in Derivatives (2008) and SMSFs (2013).
Associate Adviser
Abby joined Matt and the Financial Planning team in 2021 and brings six years of experience in the financial planning industry. Initially a Client Services Officer, she now works as an Associate Adviser, supporting Matt and clients more closely to deliver tailored financial solutions and guidance.
Abby is completing a Bachelor of Commerce, majoring in Finance and Financial Planning, building on her Diploma of Financial Planning. Once her degree is completed, she will become a fully qualified Financial Adviser, continuing her passion for helping clients manage budgeting, cash flow, and long-term investing strategies.
Client Services Manager
Zoe joined Blackfish Financial Planning in 2024 as Client Services Manager, bringing over 10 years of experience in the financial planning industry. She plays a key role in overseeing workflow and ensuring the practice runs efficiently, so clients receive seamless, accurate, and timely support throughout their financial journey.
Zoe is dedicated to providing ongoing client support and ensuring that advice is implemented precisely, helping clients achieve their financial goals with confidence and clarity.
Client Services Manager
Sam joined the team in March 2025, bringing over 15 years of experience in the financial planning industry with a specialisation in Risk Insurance. She plays a vital role in supporting clients and ensuring that advice is implemented smoothly and accurately, helping clients achieve their financial goals with confidence.
Holding a Diploma of Financial Planning, Sam combines deep industry knowledge with a client-first approach, making sure every step of the process is seamless and stress-free.
Client Service Officer
Sarah joined team in 2022 and plays an essential role in ensuring clients receive a seamless experience behind the scenes. With a Bachelor of Commerce and Business and a Diploma in Project Management, she brings strong organisational and financial skills from her background in banking, payroll, and finance.
While new to financial planning, Sarah’s focus is on delivering exceptional service and supporting the team so clients can feel confident and cared for at every stage of their journey. Her attention to detail and commitment to outcomes make her a valuable part of the Blackfish team.
SA
Sarah Anderson
Blackfish have been amazing to deal with. Very diligent and organised. They have prepared us for every step in the process along way and listened to everything that we have said. Would definitely recommend.
ED
Emily Dalziel
Leah, Nickii and the Team at Blackfish Finance do a stellar job of straight talking, number crunching, no nonsense mortgage broking. They always take the time to answer any questions and explain something in a different way if you don't fully get it first time through. They also do a fabulous job of making you sign in all the right places (which is important)! These seasoned professionals at Blackfish know their industry well and have honed their craft to perfection. They are thorough in their approach to all aspects of the process; from initial budget to assessing all borrowing options. They've helped my with my first loan and also to refinance. With them backing me I am confident my finances are safe, secure and suitable. I would love to work with them again, but they did such a great job that I don't need to!
jr
jamie robertson
First-time home buyers often find the property purchase process overwhelming, and at Blackfish Finance, we provide guidance throughout your journey to homeownership. We start by assessing your financial position and explaining how much you might be able to borrow, helping you understand deposit requirements and associated costs like stamp duty and legal fees. We'll explain different loan features and help you understand which options suit your circumstances, whether that's principal and interest or interest-only payments, fixed or variable rates, or offset account facilities. Many first-time buyers aren't aware of government schemes and grants available to them, so we'll identify any concessions or assistance programs you might be eligible for. We also coordinate with other professionals involved in your purchase, such as solicitors and property inspectors, to ensure all aspects of your transaction proceed smoothly. Our role extends beyond just arranging finance - we're here to educate and support you through this significant financial decision.
Blackfish Finance can arrange finance for various property types including houses, apartments, townhouses, and units across Australia. We work with lenders who finance properties for owner-occupation, investment purposes, and upgrading from existing homes. However, some property types require specialist lenders or may have specific lending criteria. These include rural properties, properties on large acreage, studio apartments, properties with commercial components, or unusual construction types. Some lenders also have restrictions on certain locations or building types. When you're considering a property purchase, we'll assess the property alongside your financial situation to identify suitable lending options. Our network includes mainstream lenders for standard residential properties, as well as specialist lenders for unique property types. We'll advise you early in the process if your chosen property type might affect your financing options, helping you make informed decisions about your property purchase.
When you apply directly with a bank, you're limited to that institution's loan products and lending criteria. Banks assess your application based solely on their own policies, and if you don't meet their requirements, you'll need to start the process again elsewhere. At Blackfish Finance, we have access to multiple lenders' products, allowing us to match your circumstances with the most suitable options from our entire network. This means we can often find solutions even if mainstream lenders aren't suitable for your situation. We also understand different lenders' preferences and can tailor applications accordingly, potentially improving your chances of approval. Banks typically expect you to understand loan features and make your own comparisons, while we provide professional advice about which loan structures and features align with your goals. Additionally, we handle much of the administrative work and liaise with lenders on your behalf, while direct bank applications require you to manage all communication and follow-up personally. Our ongoing relationship means we can assist with future refinancing or property purchases as your circumstances change.
The documentation required depends on your employment type and financial situation, but generally includes proof of income, identification, and details about your financial position. For employed individuals, you'll typically need recent payslips, tax returns, bank statements, and employment contracts. Self-employed applicants usually require additional documentation such as business financial statements, BAS statements, and accountant-prepared income declarations. You'll also need identification documents like your driver's licence and passport, plus details about your assets and liabilities. If you're purchasing a specific property, we'll need the contract of sale and any building or pest inspection reports. At Blackfish Finance, we'll provide you with a comprehensive checklist tailored to your circumstances, and we can guide you through gathering the required documentation to ensure your application process proceeds smoothly.
If your initial home loan application is declined, this doesn't mean homeownership is out of reach. At Blackfish Finance, we'll first understand the specific reasons for the decline, as different lenders have varying criteria and risk appetites. Common reasons include insufficient income, high existing debt levels, poor credit history, or inadequate deposit. Once we understand the decline reasons, we can develop a strategy to address these issues. This might involve approaching alternative lenders who specialise in your circumstances, waiting to improve your financial position, or restructuring your application approach. Sometimes, relatively minor changes like paying down existing debts or providing additional income documentation can make the difference between decline and approval. We maintain relationships with a diverse range of lenders, including those who consider applications that mainstream lenders might decline. Throughout this process, we'll provide honest advice about realistic timeframes and steps needed to strengthen your position for future applications.
A mortgage broker acts as an intermediary between you and potential lenders, working on your behalf to find suitable home loan options. At Blackfish Finance, we assess your financial situation and property goals, then approach multiple lenders to identify loan products that match your circumstances. Rather than you having to contact banks and lenders individually, we handle the research, applications, and negotiations for you. This service is particularly valuable for first-time buyers who may not be familiar with the lending landscape, or existing homeowners looking to upgrade their property. We maintain relationships with a wide network of lenders, including major banks, credit unions, and specialist lenders, giving you access to options you might not have discovered on your own.
Blackfish Finance receives commission payments from lenders when we successfully arrange a home loan for our clients, which means there are typically no upfront costs for you to access our services. The lender pays us a commission once your loan settles, and this doesn't increase the interest rate or fees you pay on your mortgage. In some cases, there may be specific loan products or services where fees apply, but we'll always discuss any costs with you upfront before proceeding. This commission-based model allows us to provide professional mortgage broking services to Australian property buyers without creating additional financial barriers. We believe this approach makes professional mortgage assistance accessible to more people, whether you're purchasing your first home or upgrading to a larger property.
The timeframe for home loan approval varies depending on several factors, including the lender, the complexity of your financial situation, and how quickly you can provide required documentation. Generally, pre-approval can take anywhere from 24 hours to two weeks, while full approval after you've found a property typically takes one to four weeks. At Blackfish Finance, we work to expedite this process by ensuring your application is complete and accurate before submission, and by maintaining regular communication with lenders throughout the assessment period. We'll keep you informed of progress and any additional requirements that may arise. For clients with straightforward financial situations and complete documentation, approvals can happen quite quickly. However, if you're self-employed, have multiple income sources, or are purchasing an unusual property type, the process may take longer as lenders conduct more detailed assessments.
Yes, Blackfish Finance regularly assists self-employed individuals and those with non-traditional income sources in securing home loans. Self-employed borrowers, contractors, and people with irregular income face different lending criteria compared to traditional employees, but there are numerous lenders who specialise in these circumstances. We understand the unique challenges you face, such as fluctuating income, limited payslips, or complex tax arrangements. Our role involves matching you with lenders who understand your employment type and are willing to assess your application based on alternative income verification methods. This might include using bank statements, business financial records, or averaged income over multiple years. We'll work with you to present your financial position in the most favourable light, ensuring lenders understand your capacity to service a mortgage despite having non-traditional employment arrangements.
Absolutely, Blackfish Finance assists many clients in refinancing their existing home loans to potentially improve their financial position. Refinancing involves replacing your current mortgage with a new loan, either with your existing lender or a different one. There are various reasons you might consider refinancing, such as accessing equity in your property for renovations or investment, consolidating other debts, or switching to a loan with different features that suit your current needs. We'll analyse your existing loan arrangement and compare it with current market offerings to identify potential improvements to your situation. The refinancing process involves similar documentation to a new loan application, and we handle the application process with your chosen new lender. We'll also coordinate the discharge of your existing loan and ensure the transition occurs smoothly. Before proceeding, we'll calculate the costs involved in refinancing to ensure the potential benefits outweigh any fees or charges associated with changing loans.
Blackfish Finance Pty Ltd ABN: 36 150 803 286. Credit Representative #412330 is authorised under Australian Credit License #412330.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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